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	<title>My Private Lending Secrets</title>
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	<description>Finding Private Money for Real Estate Investors</description>
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		<title>My Private Lending Secrets</title>
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	<itunes:summary>Finding Private Money for Real Estate Investors</itunes:summary>
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	<itunes:author>My Private Lending Secrets</itunes:author>
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		<title>Where to Use Private Money</title>
		<link>http://www.myprivatelendingsecrets.com/?p=127</link>
		<comments>http://www.myprivatelendingsecrets.com/?p=127#comments</comments>
		<pubDate>Wed, 22 Jul 2009 00:43:43 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Note from Paul]]></category>
		<category><![CDATA[creative real estate]]></category>
		<category><![CDATA[lease option]]></category>
		<category><![CDATA[Paul Galasso]]></category>
		<category><![CDATA[private lender]]></category>
		<category><![CDATA[Private Lending]]></category>
		<category><![CDATA[private money]]></category>
		<category><![CDATA[Real Estate Investing]]></category>
		<category><![CDATA[Real Estate Investors]]></category>
		<category><![CDATA[seller financing]]></category>

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		<description><![CDATA[Private money can be used in a wide variety of real estate transactions. You can use it for buying the property, for rehabbing, for holding costs, or for marketing costs. In some parts of the country, you can borrow money privately for $20,000 - $50,000 and be able to pay for the purchase of the property because the price of houses are cheap. But in areas such as Seattle, where  the price of houses are so high, they are in the $200,000 - $500,000 it would be hard to fund these deals with private money. You will need to]]></description>
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		<title>What is Private Money?</title>
		<link>http://www.myprivatelendingsecrets.com/?p=125</link>
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		<pubDate>Wed, 22 Jul 2009 00:42:04 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Note from Paul]]></category>
		<category><![CDATA[hard money]]></category>
		<category><![CDATA[hard money lender]]></category>
		<category><![CDATA[No Money or Credit Investing]]></category>
		<category><![CDATA[Paul Galasso]]></category>
		<category><![CDATA[private lender]]></category>
		<category><![CDATA[Private Lenders]]></category>
		<category><![CDATA[private money]]></category>
		<category><![CDATA[Real Estate Investing]]></category>
		<category><![CDATA[Real Estate Investors]]></category>
		<category><![CDATA[Retirement]]></category>

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		<description><![CDATA[Private money is different from hard money. Hard money is people who are in the business of lending money. They lend money to real estate investors on a short period of time (3-12 months), they charge a high interest rate (12% &#8211; 20%) as well as points (2-5 points) upfront. And they only lend up to [...]]]></description>
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		<title>Sources of Private Money</title>
		<link>http://www.myprivatelendingsecrets.com/?p=123</link>
		<comments>http://www.myprivatelendingsecrets.com/?p=123#comments</comments>
		<pubDate>Wed, 22 Jul 2009 00:40:00 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Note from Paul]]></category>
		<category><![CDATA[hard money lenders]]></category>
		<category><![CDATA[networking]]></category>
		<category><![CDATA[private money investor]]></category>
		<category><![CDATA[Real Estate Investors]]></category>
		<category><![CDATA[retirement account]]></category>
		<category><![CDATA[SEC]]></category>
		<category><![CDATA[sources of private money]]></category>

		<guid isPermaLink="false">http://www.myprivatelendingsecrets.com/blog/?p=123</guid>
		<description><![CDATA[Most real estate investors are wondering if there is a list of private money lenders that they can buy. Really, there is not. You can buy a list for hard money lenders but not private money lenders. You can buy a list of certain demographics that fit the private lender profile such as business owners, [...]]]></description>
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		<title>Securing Your Private Loan</title>
		<link>http://www.myprivatelendingsecrets.com/?p=120</link>
		<comments>http://www.myprivatelendingsecrets.com/?p=120#comments</comments>
		<pubDate>Wed, 22 Jul 2009 00:04:34 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Note from Paul]]></category>
		<category><![CDATA[deed of trust]]></category>
		<category><![CDATA[hazard insurance]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[private loan]]></category>
		<category><![CDATA[Promissory Note]]></category>
		<category><![CDATA[securing loan]]></category>
		<category><![CDATA[title insurance]]></category>

		<guid isPermaLink="false">http://www.myprivatelendingsecrets.com/blog/?p=120</guid>
		<description><![CDATA[There are 4 documents that you need in order to secure your private loan: 1. Promissory Note 2. Deed of Trust or Mortgage 3. Title Insurance 4. Hazard Insurance Promissory Note is a legal document where you as a borrower, makes a promise to pay the private lender a sum of money at a specified time under specific terms. [...]]]></description>
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		<title>Private Mortgage Pooling</title>
		<link>http://www.myprivatelendingsecrets.com/?p=117</link>
		<comments>http://www.myprivatelendingsecrets.com/?p=117#comments</comments>
		<pubDate>Wed, 22 Jul 2009 00:02:14 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Note from Paul]]></category>
		<category><![CDATA[accredited investor]]></category>
		<category><![CDATA[mortgage pooling]]></category>
		<category><![CDATA[non-accredited investor]]></category>
		<category><![CDATA[note position]]></category>
		<category><![CDATA[Paul Galasso]]></category>
		<category><![CDATA[PPM]]></category>
		<category><![CDATA[private mortgage]]></category>
		<category><![CDATA[private placement memorandum]]></category>
		<category><![CDATA[SEC]]></category>
		<category><![CDATA[Securities and Exchange Commission]]></category>
		<category><![CDATA[small company offering]]></category>
		<category><![CDATA[syndication]]></category>

		<guid isPermaLink="false">http://www.myprivatelendingsecrets.com/blog/?p=117</guid>
		<description><![CDATA[What is private mortgage pooling? This is when you put more than 1 lender on a single loan. Is this legal? Well, there are ways that you can do that will allow you to pool mortgage legally. The first one is by doing a small syndication to where you create a small company offering. Syndication [...]]]></description>
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		<title>Private Money Lending</title>
		<link>http://www.myprivatelendingsecrets.com/?p=113</link>
		<comments>http://www.myprivatelendingsecrets.com/?p=113#comments</comments>
		<pubDate>Tue, 21 Jul 2009 23:57:12 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Note from Paul]]></category>
		<category><![CDATA[lending money privately]]></category>
		<category><![CDATA[Paul Galasso]]></category>
		<category><![CDATA[private money lending]]></category>
		<category><![CDATA[private money loans]]></category>
		<category><![CDATA[real estate investment]]></category>

		<guid isPermaLink="false">http://www.myprivatelendingsecrets.com/blog/?p=113</guid>
		<description><![CDATA[When people are borrowing private money loans for single housing investment, they are not sure whether they should put the note on the property that they own, or on the property that they want to buy, or put it on their own personal residence.  Either way, it is perfectly fine as long as you are [...]]]></description>
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		<title>Private Lending Groups</title>
		<link>http://www.myprivatelendingsecrets.com/?p=111</link>
		<comments>http://www.myprivatelendingsecrets.com/?p=111#comments</comments>
		<pubDate>Tue, 21 Jul 2009 23:55:08 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Note from Paul]]></category>
		<category><![CDATA[angel investors]]></category>
		<category><![CDATA[borrow money]]></category>
		<category><![CDATA[excellent credit]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[private lending groups]]></category>
		<category><![CDATA[Real Estate Investors]]></category>
		<category><![CDATA[sophisticated investors]]></category>

		<guid isPermaLink="false">http://www.myprivatelendingsecrets.com/blog/?p=111</guid>
		<description><![CDATA[When you search for private lending groups you will typically find Hard Money lenders who lend money on different real estate projects. And you will find a lot of them on the internet or you can even buy a list with that category. These types of lenders will loan you money but only on a [...]]]></description>
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		<title>Finding Private Money</title>
		<link>http://www.myprivatelendingsecrets.com/?p=109</link>
		<comments>http://www.myprivatelendingsecrets.com/?p=109#comments</comments>
		<pubDate>Tue, 21 Jul 2009 23:53:26 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Note from Paul]]></category>
		<category><![CDATA[find private lenders]]></category>
		<category><![CDATA[find private money]]></category>
		<category><![CDATA[find property]]></category>
		<category><![CDATA[networking]]></category>
		<category><![CDATA[Paul Galasso]]></category>
		<category><![CDATA[private lending program]]></category>
		<category><![CDATA[real estate marketing]]></category>

		<guid isPermaLink="false">http://www.myprivatelendingsecrets.com/blog/?p=109</guid>
		<description><![CDATA[The questions that most real estate investors ask me are: • Who are private lenders? • Where to find them? • How to find them? • How can I get to them? Really, the only question that you should be asking yourself is &#8220;Who are the people that most likely to lend you money?&#8221; And they are the ones [...]]]></description>
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		<item>
		<title>Financing Your Real Estate Deals</title>
		<link>http://www.myprivatelendingsecrets.com/?p=107</link>
		<comments>http://www.myprivatelendingsecrets.com/?p=107#comments</comments>
		<pubDate>Tue, 21 Jul 2009 23:49:45 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Note from Paul]]></category>
		<category><![CDATA[conventional financing]]></category>
		<category><![CDATA[flipping houses]]></category>
		<category><![CDATA[investment properties]]></category>
		<category><![CDATA[investment property]]></category>
		<category><![CDATA[real estate investor]]></category>
		<category><![CDATA[shortsale]]></category>
		<category><![CDATA[Subprime Market]]></category>
		<category><![CDATA[wholesale]]></category>

		<guid isPermaLink="false">http://www.myprivatelendingsecrets.com/blog/?p=107</guid>
		<description><![CDATA[As a real estate investor, we need to be able to finance our investment properties that we get under contract in order to put money in our pocket, that&#8217;s what we are in this business for. But getting conventional financing has become a major challenge in today&#8217;s economy. Back in the hay day, investors were able [...]]]></description>
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		<item>
		<title>Happy Independence Day</title>
		<link>http://www.myprivatelendingsecrets.com/?p=103</link>
		<comments>http://www.myprivatelendingsecrets.com/?p=103#comments</comments>
		<pubDate>Fri, 03 Jul 2009 18:53:05 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Note from Paul]]></category>

		<guid isPermaLink="false">http://www.crackingthevault.com/blog/?p=103</guid>
		<description><![CDATA[As this weekend we take the time to celebrate our countries founding, I want to wish you all a happy and safe 4th of July. This is one of my favorite times of the year. It will always bring back memories of sun and fun, parades and happy times with family and friends. Great times. [...]]]></description>
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